Offer in Compromise | Settle Tax Debt for Less

Offer in Compromise (OIC)

Settle Your Tax Debt for Less — Legally and Permanently

If you owe more in taxes than you can afford to pay, the IRS Offer in Compromise program could be your fresh start. It allows qualified taxpayers to settle their tax debt for less than the full amount owed — often thousands less.

Our team helps you navigate the complex OIC process, ensuring your application is accurate, compliant, and strategically positioned for approval.

What Is an Offer in Compromise?

An Offer in Compromise (OIC) is an agreement between you and the IRS that allows you to pay a reduced amount to settle your total tax liability. It’s designed for taxpayers who can’t pay their full balance without financial hardship.

However, applying isn’t simple — the IRS only accepts offers that meet strict eligibility and documentation standards. That’s where we come in — guiding you every step of the way to maximize your chance of success.

When to Consider an Offer in Compromise (OIC)

An Offer in Compromise (OIC) can be a powerful tool for resolving tax debt, but it’s not right for everyone. Here’s when it may be worth exploring:

You’re Unable to Pay Your Full Tax Debt

If your current income and assets can’t cover the total amount you owe, an OIC allows you to settle for less than the full balance.
You may qualify if you:

Have limited income or cash flow

Own few or no significant assets

Can’t maintain basic living expenses while paying your tax debt

You’re Facing Serious IRS Collection Actions

When the IRS has begun or threatened enforcement, an OIC can help stop aggressive actions while negotiations are underway.
It’s worth considering if you’re dealing with:

Wage garnishments or bank levies

Federal tax liens on property

Repeated IRS collection notices or threats

You Need Relief Without Filing Bankruptcy

If bankruptcy isn’t an option but you still need a path to financial recovery, an OIC offers a structured solution for a fresh start.
This approach helps you:

Avoid the long-term damage of bankruptcy

Reduce tax debt based on your true ability to pay

Rebuild your finances with peace of mind

Our Offer in Compromise Services

We handle everything — from eligibility review to final negotiation — so you don’t have to face the IRS alone.

Comprehensive Financial Review : We evaluate your income, expenses, assets, and liabilities to determine your realistic OIC eligibility.

Strategic Offer Preparation : Our team crafts a strong, data-backed proposal that demonstrates your inability to pay in full, increasing your chances of acceptance.

IRS Communication & Negotiation : We act as your authorized representative, managing all correspondence and negotiating directly with IRS officers.

Compliance & Documentation : Every required form, statement, and financial record is organized and submitted accurately to meet IRS standards.

Post-Acceptance Guidance : Once approved, we help you stay compliant and avoid future tax issues that could invalidate your offer.

How the Process Works

Getting approved for an OIC involves precision, patience, and expert strategy. Here’s how we simplify it for you:

Initial Consultation: We assess your tax situation and explain your realistic settlement options.

Financial Analysis: Detailed review of income, assets, debts, and expenses to determine eligibility.

Offer Preparation & Submission: We prepare and file a well-documented offer on your behalf.

IRS Review & Negotiation: We communicate directly with the IRS to strengthen your case.

Resolution & Compliance: Once approved, we ensure your obligations are fulfilled and help prevent future issues.

Why Work With Us?

Deep experience with IRS negotiation and acceptance trends

Transparent process and honest eligibility assessment

End-to-end management — from preparation to approval

Proven track record of successful OIC resolutions

Our goal is simple: help you find financial relief while staying compliant and stress-free.